745 CASH makes it quick and easy to get you approved.

How Our Loans Work

  1. Fill Out an Application
  1. Receive a Lending Decision
  1. If Approved, Get Your Cash

745 CASH makes it quick and easy to get you approved for a loan, so you can get back to the important things.

Visit us to see what you’re approved for! Need your money fast? Jumpstart your application process by starting your application online.

Apply Now

Application … Approval … Payment!

Loan Approval

If you have an upcoming round of bills or your rent is due, and you just emptied your bank account getting your car fixed or replacing your cell phone after the screen cracked, we’ve got you covered. Don’t let your bills lapse and don’t do without your daily necessities just because payday is a week or two away!

Apply Now for a Loan at 745 CASH so you can get fast cash and cover your necessary expenses.

What You Need

Requirements For Approval

We make it as easy as possible for you to get approved for a loan, however, like all lenders, there are some basic eligibility requirements that you must meet in order to get approved.

When applying for a loan, we require the following information:

Identification

  • Driver’s License
  • Your Social Security Card (or proof of Social)
  • Piece of Mail to Verify Address

Proof Of Income

  • Most Recent Paystub

Banking Information

  • 30-60 Day Transaction History or Bank Statements
  • Debit Card

Title Loan Extras

  • Driver’s License
  • Your Social Security Card (or proof of Social)
  • Piece of Mail to Verify Address

How It Works

FAQ

We want to keep you informed and provide answers to whatever questions you may have. Below are the most common questions, but if you have any other questions, don’t hesitate to call us. If you’re ready to get started, fill out our quick online application by clicking the button below!

Payday Loans

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What Is A Payday Loan?

A payday loan, otherwise known as a cash advance or payday advance, is a short-term loan, generally for $500 or less, that you’ll pay back on your next payday. It provides you with the cash you need now using your payroll or checking account as collateral. These loans are designed to cover short-term financial obligations.

How do I get a Payday Loan?

To get a Payday Loan, you must first fill out an application in our store or you can apply online. Below is the information we require to approve your Payday Loan: Driver’s License, Social Security Card (or proof of SSN), Most Recent Bank Statement or Transaction History, Debit Card, Most Recent Paystub, Piece of Mail to Verify Address

When will my Payday Loan be due?

Your Payday Loan will be due on your next pay day, which will correlate with your pay cycle.

Where can I get a Payday Loan?

Come by any of our convenient locations.

How much will I owe on my due date?

You will owe the principal amount plus fees. We accept cash and ACH payments from your bank account as forms of payment to repay your loan.

Installment Loans

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What Is An Installment Loan?
Unlike paydays loans, an “Installment Loan” allows you to get the money you need today, without having to repay the loan in full on your next pay day. Installment Loans allow you to repay the balance in smaller, affordable payments which are usually broken down according to your pay schedule and is expected to be repaid, in full, between 4 to 12 months.
What do I need to qualify for an installment loan?

To apply for an installment loan, you’ll typically need:

  • A valid photo ID
  • Proof of your income
What is the minimum age requirement to get a loan?

You must be at least 21 years old to qualify for a loan.

How do installment loans differ from payday loans?
Installment loans usually offer larger loan amounts—often in the thousands—with repayment spread out over multiple payments. Payday loans, on the other hand, are smaller (typically a few hundred dollars) and must be repaid in a single lump sum by your next paycheck. Installment loans may also offer the option to pay off early without penalties, while payday loans offer little to no flexibility.
How are installment loans different from title loans?
Installment loans are unsecured, meaning you don’t have to offer your vehicle title or any other asset as collateral. Title loans require you to use your car title to secure the loan, which puts your vehicle at risk if you miss a payment. With installment loans, payments are scheduled—often aligned with your payday—making it easier to manage. Missing a payment on a title loan could lead to added fees or even repossession of your vehicle.

Title Loans

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What Is A Title Loan?
A Title Loan is a quick and convenient loan that allows you to get money using your car or motorcycle as collateral. Receiving a Title Loan is simple, as long as you own your vehicle and have a title that is lien free.
How much can I get on a Title Loan?
You can get as little as $100.00 or as much as $2,500.00!
Do you offer Title Loans on vehicles other than just cars and trucks?

Yes! We loan on Cars, Trucks, Vans, SUVs, Motorcycles, ATVs, Boats, RVs and Campers!

Where can I get a Title Loan?

Come by any of our convenient locations.

How can I apply for a Title Loan?

There are three easy ways to apply for a Title Loan at QuikLend.

  • Call us at our office location nearest you and speak with one of our loan representatives
  • Come into one of our conveniently located store fronts. Click here to see which store is closest to you!
  • Start the application process online
Start Your Application Online Now

How It Works

Loan Rates And Fees

Below you will find payday loan rates and terms for Tennessee. If you have any questions do not hesitate to contact us.

Payday Loan Rates

Below you will find payday loan rates and terms for Tennessee. If you have any questions do not hesitate to contact us.

Maximum Loan Amount

The maximum loan amount in Tennessee is $425.00.
The fee schedule below is for a 14 day loan.

Loan Amount
Total Fees
Total Due
$51.00
$9.00
$60.00
$68.00
$12.00
$80.00
$85.00
$15.00
$100.00
$102.00
$18.00
$120.00
$119.00
$21.00
$140.00
$136.00
$24.00
$160.00
$153.00
$27.00
$180.00
$170.00
$30.00
$200.00
$187.00
$33.00
$220.00
$204.00
$36.00
$240.00
$221.00
$39.00
$260.00
$238.00
$42.00
$280.00
$255.00
$45.00
$300.00
$272.00
$48.00
$320.00
$289.00
$51.00
$340.00
$306.00
$54.00
$360.00
$323.00
$57.00
$380.00
$340.00
$60.00
$400.00
$357.00
$63.00
$420.00
$374.00
$66.00
$440.00
$391.00
$69.00
$460.00
$408.00
$72.00
$480.00
$425.00
$75.00
$500.00

Title Loan Rates

Below you will find title loan rates and terms for Tennessee. If you have any questions do not hesitate to contact us.

Maximum Loan Amount

You can borrow in any increment up to the maximum of 2500.00.
The fee schedule below is for a 30 day loan.

Loan Amount
Total Fees
Total Due
$100.00
$22.00
$122.00
$150.00
$33.00
$188.24
$300.00
$66.00
$366.00
$500.00
$110.00
$610.00
$745.00
$163.90
$908.90
$900.00
$198.00
$1,098.00
$1,000.00
$220.00
$1,220.00
$1,500.00
$330.00
$1,830.00
$2,000.00
$440.00
$2,440.00
$2,500.00
$550.00
$3,050.00

Millington

7874 Highway 51
Millington, TN 38053
901-255-1514

Elvis Presley

3400 Elvis Presley Blvd
Memphis, TN 38116
901-255-1506

Winchester

6526 Winchester Rd
Memphis, TN 38115
901-255-1516

Summer

4664 Summer Ave
Memphis, TN 38122
901-255-1507

Getwell

1538 Getwell Rd
Memphis, TN 38111
901-255-1501

Cordova

1425 Germantown Pkwy #4
Cordova, TN 38016
901-255-1539

Austin Peay

3237 Austin Peay Hwy
Memphis, TN 38128
901-255-1496

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